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Pension Plan - Maryland State Retirement & Pension System

As the core retirement plan, employees are mandatorily enrolled (some exceptions apply) into either the Maryland State Teacher or Employee Pension system.  Employees contribute 7% of their pre-tax earnings into the plan. 

Supplemental Retirement Program

Employees are also provided the opportunity to participate in a 403(b) or 457(b) supplemental retirement savings plan to augment the pension plan.  Employee contributions of their choice are withheld from pay on a pre-tax basis.  WCPS works with four investment providers to offer 403(b) programs, and one investment provider with the 457(b) plan.